As we head into summer, there is good news for home movers as the Bank of England has indicated another rate drop could be on the cards in August. Lenders such as Halifax report a steady housing market with mortgage approvals and property transactions improving following the slight cooling of the market after the stamp duty deadline earlier this year. The government has also just announced that a mortgage guarantee scheme allowing lenders to give low-deposit mortgage to first time buyers will be made permanent. The new Freedom to Buy initiative will make getting on the ladder more affordable and more mortgages will be available at over 4.5 times a buyer’s income.

Renters’ Rights Bill: What Landlords Need to Know
The Government’s Renters’ Rights Bill has now passed through the Commons and is set to become law in the coming weeks. As one of the


