The Bank of England has cut interest rates to 4% – the fifth drop in a year! This will be a huge boost to affordability across all home movers. While mortgage rates have been trending downwards this year, even better news is that the economists are predicting rates will reach 3% next year. With mortgage rates seeing new lows, it’s a great time to plan a move. Many lenders are also reducing their affordability stress tests meaning first-time buyers and home movers will be able to borrow more.

A Resilient Market
Despite continued uncertainty across the global economy, the Oxfordshire property market remains resilient, with some reasons for buyers and sellers to feel optimistic. The Government


